The Mountain West
Visa Credit Card

Shop around and you will see this is still one of the best cards to carry.

MWFCU credit card image

You Deserve a Better Credit Card

Get a Credit Union Visa Credit Card and take advantage of our
low competitive starting rate – 12.9%

Pay at the Office

You can always make your payment at your branch office.

Fraud Coverage

Whether you are shopping online, using your phone to pay, or buying groceries at the store, Visa protects you.

Annual Fees

$0 Annual Fee. No Application Fee.
No hidden fees.
No teaser fees.

Purchase Rate

12.9% APR on purchases and cash advances.

Rate and fee information

Always read the fine print when you receive cards in the mail. If their rates look too good to be true, they usually are!

  • Interest rates and Interest charges

  • Purchase Annual Percentage Rate (APR)

    12.9% fixed

  • Balance Transfer APR

    12.9%. The same rate as a regular charge!

  • Cash Advance APR

    12.9%. The same rate as a regular charge!

  • Default APR and When It Applies

    Up to 29.99%. This APR will vary with the market based on the Prime Rate. The Default APR may be applicable to your Account if you:

    • Fail to make any Minimum Payment by the date and time due (late payment); or
    • make a payment to us that is returned unpaid.

    How Long Will the Default APR Apply: If an APR is increased for any of these reasons, the Default APR may apply indefinitely to all outstanding balances and future transactions on your Account.

  • Grace Period

    Your due date will be a minimum of 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.

  • Minimum Interest Charge