Easily Apply for a Loan

MWFCU will match you with a loan program that meets your financial needs and goals. We strive to have an answer for you within 24 hours.



Why Apply for a Loan at
Mountain West Federal Credit Union?

Because we strive to provide the most accessible and competitive financial services in Montana.

Lower Monthly Payments

As us about debt consolidation to lower your monthly payments.

Competetive Rates

Credit unions can usually pass along lower interest rates than traditional banks.

No Application fee

We’ll never charge an application fee. Ever.

Apply for a Loan

Please fill out the following form to apply for a loan. Please don’t forget your account number and a reference.

    Your Information


    Your Reference's Information

    Get a loan from MWFCU in three easy steps

    A clear and simple path to making your dreams come true.


    Begin the Process

    We’ll need:

    • Bank statements going back two months.
    • Tax returns going back two years.
    • Pay stubs going back two months.


    Apply Online

    • Download the application by clicking the button below.
    • Print it off and fill it out.
    • Scan it and send it to: info@mountainwestfcu.com


    Apply in Person

    • Download the application by clicking the button below.
    • Print it off and fill it out.
    • Make an appointment to visit us.


    To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and other identifying documents.

    The following application forms are available on line to our membership. These applications are not intended for anyone under age 18.

    • Membership Application

      Please read the Eligibility Requirements before applying.
      Go →

    • Loan Application

      Please be sure to specify which loan type you are interested in.
      Go →

    • PC Banking Application

      Our secure methods maintain absolute safety and confidentiality of your personal information.
      Go →

    Current Loan Rates

    As of April 30th, 2020

    Term Fixed Variable
    5 Years 3.37%—5.55% 2.80%—4.89%
    7 Years 4.02%—6.00% 3.30%—5.05%
    10 Years 4.52%—6.40% 3.82%—5.32%
    15 Years 5.05%—6.80% 4.11%—5.61%
    20 year 5.56%—7.02% 4.40%—5.90%

    Other Loan Options

    Universal Lending

    Apply for a loan at Mountain West Federal Credit Union in Partnership with Universal Lending Wholesale.

    We can also work with mortgage brokers who have established relationships with multiple companies. We do this to pass down the best rates and services for you.

    Apply at Universal
    Flagstar Lending

    Apply through our Flagstar partner.

    Whether you’re purchasing or refinancing, we’re certain you’ll find thier service amazing!

    If you’ll be purchasing but haven’t found the perfect home yet, complete our application and we’ll issue an approval for a mortgage loan now with no obligation!

    Apply at Flagstar

    Get started in minutes

    You’ll usually hear from us within 24 hours